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Get an inspection before buying a used car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive financial calculators and tools that provide objective and original content. We also allow you to conduct your own research and compare information for free and help you make financial decisions with confidence. Bankrate has partnerships with issuers, including but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this site are from companies who pay us. This compensation may impact how and when products are listed on the site, such as such things as the order in which they be displayed within the listing categories, except where prohibited by law. This applies to our loan products, such as mortgages and home equity and other home lending products. But this compensation does affect the information we provide, or the reviews that appear on this website. We do not include the universe of companies or financial deals that may be available to you. SHARE: sinology/Getty Images
3 minutes read. Published May 12, 2022
Written by Kellye Guinan. Written Personal and Business Finance Contributor Kellye Guinan is an editor and writer on a freelance basis with more than five years' experience in personal financial planning. She is also a full-time worker at her local library where she helps her community access information about financial literacy, in addition to other topics. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate from late 2021. They are dedicated to helping readers gain confidence to take control of their finances by providing concise, well-researched and comprehensive information that breaks down complex topics into manageable bites. The Bankrate promise
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You have money questions. Bankrate has the answers. Our experts have been helping you master your finances for more than four decades. We strive to continuously provide our readers with the professional advice and tools needed to make it through life's financial journey. Bankrate adheres to strict standards standard of conduct, so you can rest assured that our content is honest and accurate. Our award-winning editors, reporters and editors provide honest and trustworthy content that will help you make the best financial decisions. Our content produced by our editorial staff is objective, factual and uninfluenced by our advertisers. We're open regarding how we're able to bring quality information, competitive rates and useful tools for you , by describing how we earn money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for the placement of sponsored products or services, or through you clicking specific links that are posted on our site. This compensation could impact how, where and in what order products are listed in the event that they are not permitted by law. We also offer mortgage or home equity products, as well as other home lending products. Other elements, such as our own proprietary website rules and whether a product is available in your area or at your self-selected credit score range can also impact how and where products appear on this website. We strive to offer an array of offers, Bankrate does not include details about every credit or financial item or product. The reports on the history of a vehicle are a useful guide when researching used cars, but if you're buying a new car, the need for an inspection is crucial. Engage an independent mechanic -- someone who is not affiliated with the seller to identify potential problem areas. Trustworthy dealers will allow this as part of the process, and you may be able to request an inspection via mobile if the private seller isn't willing to drive to an unknown mechanic. Be sure that the mechanic you choose is licensed and trustworthy so that you don't have to pay for repairs in the near future. The reason why an inspection is essential to the used car buying process. A pre-purchase inspection can provide you with information about the cosmetic and mechanical condition of the car. This will not only assist in identifying any potential issues however, it will provide you with the option to back out of a purchase if the used vehicle isn't up to your standards. If you are scheduled for an inspection, ask for the details of what the inspection covers and what the mechanic will be looking for. The mechanic should provide you with a comprehensive checklist, which includes examining the interior and exterior for damage and wear. The mechanic will also check the operation of all the car's features and all fluid levels. Look for an expert mechanic who can evaluate the steering, engine suspension, frame, and suspension as well as any signs of previous accidents or water damage. Also, they should use an instrument to read codes for any errors that might indicate a problem. If they spot any, you should ask the seller for a receipt for a corresponding repair. If you've got a written report, you'll have the ability to negotiate to a better price or find a different vehicle. It may be more time-intensive however it can save you thousands in repairs if you are able to identify a problem before it becomes an issue. When is the best time to have your used car checked? avoid an official inspection until you're sure about the . This could mean negotiating the cost, test driving the vehicle and performing an inspection yourself first. Once you're positive this is the car you are looking for, set up an auto mechanic on the move to meet you or collaborate with the seller to get the car to a trusted shop. An inspection prior to purchase should be the final step before closing the purchase. After all, you don't want to pay for a car that you will not purchase. What is the cost of an inspection? The cost of an inspection could be anything from $100 to $150, according to . But the actual cost will depend on the expertise the mechanic has, the age of the car and the underlying issues. Your mechanic should be able to give you a quote before you bring the used car into. Just like taxes and fees, don't include this cost into your loan. Consider a used vehicle inspection separately , and do not schedule it until you have narrowed down your choices to one vehicle that's in good condition. There is always a chance you'll not want to purchase the vehicle, but putting off the inspection until late-game negotiation can help you avoid wasting money. Where can you have a used car examined In the ideal scenario, an inspection must be performed by a mechanic you already have a good working relationship with. Most independent auto repair and body shops will perform inspections on used cars. However, if your mechanic does not offer a referral, ask for a shop that does. If you don't already have a reliable mechanic Find local mechanics who are not affiliated with dealerships with good customer reviews. Reviews can be found on the shop's Better Business Bureau page. Members of American Automobile Association (AAA) are able to search for a ASE-certified garage, or choose a mechanic who is recommended by the insurance company. Any mechanic you hire should be certified by the National Institute for Automotive Service Excellence (ASE). Another option is to work with an international company that is specialized in car inspections for used vehicles, such as Alliance Inspection Management, Carchex and Inspect My Ride. You can request a portable inspection.. Inspections usually take place in a garage or shop however there are mechanics that offer mobile inspections. This could be more convenient for you if you're working with a private vendor or dealer who does not permit an extended test drive. However, this method could cost more than taking your car to a repair shop. The convenience will cost you and it'll probably take some time before the technician can thoroughly examine the car. The internet is a great place to buy used cars and inspections Used car dealers like Carvana and Vroom offer a week during which you are able to try the car out before concluding the purchase. It gives you the chance to take the vehicle to your mechanic and have it inspected. Since most online sellers don't permit negotiation of the price, any mechanical issue found could be enough to return the vehicle. If you're buying a vehicle in person from a private seller online, be clear that you'd like to have it inspected by a mechanic before purchase. The seller might not be happy with that but that's okay. There are many cars out there, and you should search instead of purchasing a car that hasn't been checked. Next steps Regardless of the kind of inspection services you select be sure to get a written report and photos of any issues. The report will prove helpful when you are negotiating for a purchase of a used vehicle in the event that you decide to go to the next step. Find out more
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Written by personal and business finance writer Kellye Guinan is a freelance editor and writer with more than five years of experience in personal financial planning. She is also a full-time worker at her local library, helping her community access information about financial literacy, among other subjects. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain confidence to manage their finances through providing precise, well-studied information that break down complex topics into digestible chunks.
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