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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make better financial choices by offering you interactive tools and financial calculators as well as publishing objective and original content. We also allow users to conduct studies and compare information at no cost - so that you can make informed financial decisions. Bankrate has agreements with issuers, including but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are advertised on this site are from companies that compensate us. This compensation may impact how and when products appear on this site, including such things as the order in which they be listed within the categories of listing in the event that they are not permitted by law for our mortgage or home equity, and also other home loan products. This compensation, however, does not influence the information we provide, or the reviews you see on this site. We do not cover the vast array of companies or financial offerings that could be accessible to you.



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4 minutes read. Published November 28, 2022
Authored by David McMillin by the writer who contributed to the writing

David McMillin is a contributing writer for Bankrate and covers topics like credit cards, mortgages tax, banking, and travel. David's aim is to help readers understand how to save more and stress less.








Editor: Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since the end of 2021. They are dedicated to helping their readers to control their finances by providing clear, well-researched information that breaks down complicated subjects into digestible chunks.









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Car buying can be a daunting process -- particularly if you don't want to to bargain for a better price or extra amenities. It was found that more than half of the population feels uncomfortable when visiting a car dealership. Instead of confronting that anxiety and stress, you can take advantage of the ease of no-haggling car buying. Five ways to purchase an automobile without haggling have a lot of options when it comes to purchasing a car that isn't haggling. Keep in mind that if the impression that you're getting a fair price then you should skip haggling and accept the offer of the seller. 1. Buy it online If you don't want to speak to someone when buying a new vehicle the internet has you covered. Find a non-binding buying sitelike , or use a . These sites operate on a what-you-see-is-what-you'll-pay model. It is also possible to get an estimate for your trade-in without speaking to anyone. Plus, if you find an auto you want, someone will likely deliver it to your house. When , study the deal's terms. As you're not taking it for a test drive, it's crucial to be aware of the possibility that you regret your decision. There are some potential drawbacks. are many benefits to this , keep in mind that this is a big purchase you're making that's not seen. You'll also want to be aware of additional fees charged for purchasing this way, including an delivery fee or a destination fee for the car to get to you. 2. Go to a no-haggle lot While you might consider all car dealerships to be the traditional back-andforth bargaining process Certain dealers only offer no-haggle pricing. Enterprise, for instance offers used vehicles use the no-haggle pricing model. AutoNation is a retailer with more than 300 locations in the 18 US states an option when you're purchasing a used car. It has a fixed price, no-haggle model. It will remain in the market in these auctions So, be sure to know what you can and can't do without. The potential downsides are that you could be able to get more than sticker price for one of these lots, particularly once fees are factored in. Although there are some fees , you're bound by them if you do not negotiate. 3. Join a club programs where you'll enjoy a discount without having to request it. If you're already a member of AAA the club's Auto Buying service provides members-only prices. Costco offers pre-arranged pricing for AAA members. The discount is available onlineand sometimes limited-time incentives can allow you to save money without having to bargain with anyone. There are other membership options that could help with buying a car as well as taking care of other financial requirements. Credit unions are a good choice and provide the option of car buying with bonus cash incentives for members as well as an upfront, no-hassle price. Potential drawbacks: When you buy from a club, you'll need to trust the price you are being offered is competitive. "Exclusive" deals may be worth the effort, so be sure to compare before you decide to join the club for one purchase. 4. Hire a car broker There's another option to avoid haggling in the purchase of an automobile: let the broker negotiate it for you. Car brokers, sometimes referred to as car concierges are companies which search and negotiating on your behalf. You give them a budget and tell them what you're looking to purchase and they will come back to you with options. They could also assist you in negotiating a for your existing car. You'll have to pay the broker fees for their services, however the cost -- which is likely to be just a few hundred dollarswill pay off in the form of making your life easier and saving money. The potential disadvantages are simply put, a car broker is not the person you are, therefore you'll need to convey your expectations carefully. When they conclude an agreement for you, you will likely be bound by the terms and price they've agreed upon. 5. Make use of a car auction website Auction sites like eBay Motors enable you to place a bid on a vehicle and attempt to negotiate an affordable price without negotiating with the seller. Listings include everything from vintage vehicles to brand-new models. Although you might have to travel for the purpose of picking up the car, this can be a fantastic way to get the car you want without having to bargain. Auctions are often salvaged, rebuilt, or repossessed. Dealers can purchase them in bulk rather than in individual pieces. Some auction sites will allow you to bypass bidding completely if you can agree with a "buy it now" price or similar price. The drawbacks could be that it can be hard to secure financing for a car you're buying through auctions You'll probably need to pay for the purchase upfront. Remember that you'll need to pick up your auction winnings from the seller or discuss shipping or delivery. Reasons to skip negotiations What's the reason you'd pass up the chance to try saving some money? Well, the adage "time is money" is true. You might have to bargain for hours for a better deal, however, you will only get discounts of just only a few hundred dollars. The market for used vehicles is still competitive with an ongoing computer chip shortage that is further aggravated by rising raw material costs as well as the conditions in Ukraine. "It's an extremely challenging time," says Matt Degen who is editor of Kelley Blue Book. "Don't expect to have much bargaining room right now.. More than ever, people are paying sticker price. Don't expect screaming deals any time soon." The main point is that the traditional approach to purchasing a car may be a stressful and frustrating experience due to the anxiety of having to deal with a pushy sales rep However, it doesn't need to be that way. There are plenty of ways to get rid of all the haggling and get rid of the hurdles between your hands and the steering wheel. Although you may not want to shop around and haggle to get the best price for a car, there is one area where you should compare multiple offers and get a loan to help you get the keys. Explore the banks and credit unions in order to get a competitive financing offer.


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Written by the writer who contributed to the article.

David McMillin is a contributing writer for Bankrate and writes about topics such as credit cards, mortgages tax, banking, and travel. David's mission is to assist readers figure out how to save money and worry less.




The edit was done by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since late 2021. They are passionate about helping readers gain confidence to control their finances by providing clear, well-researched information that breaks down complex subjects into digestible pieces.






Auto loans editor




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