• 목록
• 답변
• 글쓰기
• 게시판 리스트 옵션
  • 수정
  • 삭제

Open navigation Main Menu Mortgages

Refinancing your current loan Finding the right lender Additional Resources
Looking for a financial advisor? Do our 3-minute quiz and then match up to an adviser today.



Main Menu Banking

Compare Accounts Use Calculators Get advice Bank reviews
Looking for a financial advisor? Try our three minute test and match the advisor you want today.



Main Menu Credit cards

Compare according to category Compare by credit needed Compare with issuers Get advice
Are you looking for the perfect credit card? You can narrow your search using CardMatch(tm)



Main Menu Loans

Personal Loans Student Loans Calculators for Auto Loans and Loans
Find the perfect personal loan in just 2 minutes or less. Answer a few questions to receive offers with no impact to your score on credit.



Main Menu for Investing

The Best Brokerages as well as Rob-Advisors. Learn the basics Additional resources
Looking for a financial advisor? Take our 3 minute quiz and match with an advisor today.



Main Menu Home equity

Find the most competitive rates Lender reviews Use calculators Knowledge base
Looking for a financial advisor? Take our 3 minute quiz and match to an adviser today.



Main Menu Real estate

Selling a home Buying a home Locating the right agent sources
Looking for a financial advisor? Try our three minute test and then match up the advisor you want today.



Main Menu Insurance

Car Insurance Homeowners insurance Other insurance reviews of the company
Looking for a financial advisor? Try our three minute test and connect to an adviser today.



Main Menu Retirement

Retirement plans & accounts Get the basics of retirement calculators Other Resources
Looking for a financial advisor? Do our 3-minute quiz and then match up the advisor you want today.



Open search Close search

Submit


How to avoid online car buying scams Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial choices by offering interactive financial calculators and tools that provide objective and original content, by enabling users to conduct research and compare data for free to help you make financial decisions with confidence. Bankrate has partnerships with issuers such as, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn money The products that are advertised on this website are provided by companies that pay us. This compensation could affect how and where products appear on this website, for example for instance, the order in which they appear within the listing categories and other categories, unless prohibited by law. Our mortgage or home equity products, as well as other home lending products. This compensation, however, does have no impact on the information we provide, or the reviews you read on this site. We do not cover the entire universe of businesses or financial deals that could be open to you.



SHARE:

You are on this Page on This Page
Prev Next







AzmanL/Getty Images
5 minutes read. published on October 13, 2022.
Written by Rebecca Betterton Written by Auto Loans Reporter

Rebecca Betterton is the auto loans reporter for Bankrate. She is a specialist in helping readers to navigate the ways and pitfalls of taking out loans to purchase a car.







Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate from late 2021. They are enthusiastic about helping readers gain confidence to control their finances with precise, well-studied information that breaks down otherwise complex topics into manageable bites.









The Bankrate promise
More info
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict journalistic integrity ,
This post could contain the mention of products made by our partners. Here's a brief explanation of how we earn our money .

The promise of the Bankrate promise
In 1976, Bankrate was founded. Bankrate has a long experience of helping customers make wise financial decisions.
We've maintained this reputation for over four decades by making financial decisions easy to understand
process and giving customers confidence in which actions to take next. process and gives people confidence in the next step.
So you can be sure you can trust us to put your needs first. Our content is authored by and edited by ,
who ensure everything we publish will ensure that our content is reliable, honest and reliable. We have a team of loans journalists and editors are focused on the things that consumers are most concerned about most -- the various types of loans available as well as the best rates, the most reliable lenders, ways to pay off debt and much more. So you'll feel safe making your investment.



Integrity in editing
Bankrate adheres to a strict code of conduct , so you can trust that we put your interests first. Our award-winning editors, reporters and editors create honest and accurate content to help you make the right financial decisions. The key principles We value your trust. Our goal is to provide readers with truthful and impartial information, and we have standards for editorial content in place to ensure that happens. Our editors and reporters rigorously verify the truthfulness of content in order to make sure the information you're receiving is correct. We maintain a firewall between advertisers as well as our editorial staff. Our editorial team does not receive any direct payment through our sponsors. Editorial Independence Bankrate's editorial team writes on behalf of YOU the reader. Our goal is to give you the most accurate advice to help you make smart personal financial decisions. We adhere to strict guidelines in order for ensuring that editorial content isn't in any way influenced by advertising. Our editorial team is not paid direct compensation from advertisers, and all of our content is checked for accuracy to ensure its truthfulness. Therefore, whether you're reading an article or a review, you can be sure that you're receiving reliable and reliable information.



How we make money
If you have questions about money. Bankrate can help. Our experts have helped you understand your finances for more than four decades. We are constantly striving to give our customers the right advice and tools needed to make it through life's financial journey. Bankrate follows a strict , therefore you can be confident that our content is honest and reliable. Our award-winning editors, reporters and editors create honest and accurate information to assist you in making the best financial decisions. Our content produced by our editorial team is objective, truthful and is not influenced through our sponsors. We're transparent about the ways we're able to bring quality content, competitive rates, and helpful tools to you by describing how we earn money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We receive compensation for the placement of sponsored products and, services, or by you clicking on certain hyperlinks on our site. So, this compensation can influence the manner, place and when products are displayed within the listing categories, except where it is prohibited by law for our mortgage or home equity products, as well as other home loan products. Other elements, such as our own website rules and whether a product is offered in your area or at your personal credit score could also affect how and where products appear on this website. While we strive to provide an array of offers, Bankrate does not include details about each financial or credit item or service.



The ability to purchase a car from the comfort of your living room just a couple of clicks can be a good thing, but it also brings some risk. Like the majority of the world of online there are scams that have slipped into the space. Be aware of common cons to ensure you don't make a loss while shopping for a new vehicle. The most common online scams for buying cars The FTC (Federal Trade Commission) has for online car sales, but there are some commonly-spread scams to be on the lookout for when . Identity theft Some scammers aren't just looking to scam the victim out of their money but also looking to collect your personal data. They'll ask for details such as your Social Security number, birthdate or bank account numbers. Don't share your personal information with potential sellers aside from your name and number. If you are applying for a job the position, make sure it's legal, legitimate, and has a good reputation. If not, it's more beneficial to apply outside the dealership- or go somewhere to verify whether the vendor is legitimate. False advertisements When searching for an auction there are advertisements that don't include the VIN, or vehicle identification number. If you are not able to verify the authenticity of the vehicle is actually present -- that is, you can see the vehicle in person, and verify it's VIN is correct do not send any money. It's not uncommon for fraudsters to advertise vehicles in advertisements without having it. If the vehicle is present, ensure that it's not reported as stolen and it is clean on its history report. Curbstoning This scam is where a dealer claims to be private sellers in order to sell an unconformity-related vehicle with the normal regulations of dealers which means it has salvaged titles or has been damaged in any way. A salvaged title can cause major headaches when it concerns insuring the vehicle. It is possible to avoid this fraud by staying away from online auctions of vehicles that are located on empty lots, on the side of the road, or at the home of the seller. As with any private sale, make sure you verify that the seller and VIN are authentic before you agree to buy. If you are buying a car sight-unseen, never agree to purchase a vehicle without seeing it. It is not only advisable to take your car for a test drive and purchase it sight unseen, but it could mean that the car may not be as pictured or worse -- not exists in the first place. If the seller rushes you or encourages you to make a speedy sale before you can see the car in person, it is likely to be a scam. Ask for wire transfers or gift cards If the potential seller asks for an electronic transfer to make the car payment, do not accept it. This is a typical technique used by scammers to take your money , but with no vehicle in return. Wired money isn't trackable and extremely difficult to trace. This means you may be left without a car , and there is no possibility of reimbursement. Similar to scammers who want payment via wire transfer, a few sellers will ask for gift cards for the payment. Beware, and walk away. Gift cards are not traceable and means that the seller is probably trying to scam you. Title washing Title washing is an attempt to hide damage from a wreck, or other issues with the vehicle's past. If you do have to pay for it yourself Always get a vehicle history report to the VIN. It's not guaranteed to show you everything the car has gone through, but it can assist you in avoiding falling victim to a scammer seeking to sell a risky car. Fake escrow account While this scam can go both ways, you should be aware of the possibility of using a fake escrow account when you purchase a vehicle online. Using an escrow account is a legitimate way to keep both parties secure from scams. However, scammers may use fraudulent escrow accounts to trick you into depositing money directly into the seller's bank account. When it's time to pick up the vehicle and to transfer the title the seller is no longer accessible to contact and you're without a way to get your money back. Are online car purchases a good idea? If you go through an authentic service, buying a car online can be just as safe as a dealership. If you choose to go with a private seller, do not allow the possibility of a scam affecting your purchase deter you. If you are a savvy buyer, you will have a lower chance of get duped and more likely to walk away content with your purchase. Benefits of purchasing a car online If you know the types of scams to look out for and look up a reliable source, buying a vehicle online can have its advantages. It is primarily about saving time. You don't have to go to numerous dealerships and spend time physically browsing inventory on many. Buying online means unlimited options for shopping. Since you aren't limited to the selection at a dealership it is possible to find a more exact suitable match to your needs. There's no sales pressure because, after all, you'll likely be browsing through websites via your smartphone or laptop and not exposing yourself to professional salespeople. If you opt for something similar to Carvana or Vroom, you'll have access to delivery across the country. There might be a small cost, but if you find the right car, it might be worth it. The drawbacks of buying a car online Apart from the scams, there are a number of reasons why people choose traditional dealers. Large online sources don't mean that there is no negotiations. You can negotiate with a private seller however, you run the risk of being involved in a scam. Some lenders will not provide financing for private sales while you're looking on the internet. If they do, you could find that the rates are higher than with a new or used vehicle loan. You might not be able perform an inspection in person until you meet with the seller or get the vehicle delivered. Also, it could be more difficult to get a mechanic to inspect the car when you buy it on the internet. What should you do if you've been scammed If you suspect that you've fallen victim to an online scam There are a few steps you should take. Make a formal complaint directly to Fraud Center. Contact your state attorney general. Make a report to the FBI's . The FBI will report the fraud to the . It might take a long time or be impossible obtain your money back if you sent it via wire transfer or transferred gift cards. Be aware of the transactions you made with your bank in the event that you have entered information on an illegitimate website. If you see any activities, notify your bank to report the fraud and reset any usernames and passwords connected to the account. The bottom line If a car deal sounds too appealing to be true, it probably is. Buying a car online can be a very safe option to buy a secondhand vehicle. However, you must keep an eye out for typical scams and rely on your gut. If something seems off then it's probably. At time's end, there's a lot of used vehicles on the market. You can always opt to walk away from a deal and find another, authentic seller via reliable websites or go with an used car dealer. Find out more


SHARE:
Authored by Auto Loans Reporter

Rebecca Betterton is the auto loans reporter for Bankrate. She specializes in assisting readers with the details of using loans to buy the car they want.



Edited by Rhys Subitch Edited by Auto loans editor

Rhys has been editing and writing for Bankrate since the end of 2021. They are enthusiastic about helping readers gain the confidence to manage their finances through providing concise, well-researched, and clear data that cuts otherwise complex topics into manageable bites.






Auto loans editor




Related Articles Car Insurance 7 min read November 18 2022

Auto Loans 4 min read Oct 11, 2022

Auto Loans 5 min read Oct 10 2022

Auto Loans 3 min read on May 10, 2022






About
Help
Legal Cookie settings Do not share my information with anyone else.
How we make money Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated for placement of sponsored products and services or by you clicking on certain hyperlinks on our website. So, this compensation can affect the way, location and in what order products are listed in the event that they are not permitted by law for our loan products, such as mortgages and home equity and other home loan products. Other elements, such as our own website rules and whether or not a product is offered in your area or at your personal credit score can also impact how and where products appear on this website. We strive to offer the most diverse selection of products, Bankrate does not include details about every financial or credit product or service. Bankrate, LLC NMLS ID# 1427381 | BR Tech Services, Inc. NMLS ID #1743443 |
|

(c) 2023 Bankrate, LLC. The Red Ventures company. All Rights reserved.

In the event you liked this article and also you desire to be given more details with regards to quick online payday loans same day deposit (https://moneyfs.site) i implore you to check out our own web site.